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College Expenses

Jesse Barrientes: One is the education of the child, in terms of college. It sets up the statutory provisions. Basically everybody's expected to take a part and contribute. It depends upon your respective incomes, and it's split proportionally to how much it's going to cost. It requires the kid to have an aptitude, the child to have an aptitude for college, and those kinds of—

David Siegel: But the child has to apply for loans first and exhaust those kinds of alternatives before looking to the parents, correct?

Jesse Barrientes: That's part of it as well.

David Siegel: That's section 513 of the Illinois Marriage and Dissolution of Marriage Act that determines that, correct?

Jesse Barrientes: Exactly. There are a couple other things, because I think we're a little bit short here on time, that we usually have in our agreements. We have an insurance policy because it's important if something happens to the non-custodial parent, there won't be no more support, so it's important to have a backup to protect the children's interests in the future. That goes to my agreement. I think that both parents should have it because what happens if something happens to the custodial parent?

David Siegel: Right.

Jesse Barrientes: Then they're left with something. I always try to encourage, when I'm on either side—

David Siegel: That's the provision, the nest egg for support in the event that one of the parties is not able to provide anymore income.

Jesse Barrientes: That's it.

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